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Lay-Buy Terms & Conditions

Lay-Buy allows you, the customer to pay for your items the same way you would LayAway.

You can pay each month, until you have paid the full amount and we will send you your purchased item. 


Cancelling My Lay-Buy

You may cancel your Lay-Buy purchase at any time and we will refund you your monthly installments, minus a 40% restocking and admin fee. 



Missed Payments

If you miss your payment date, please contact us as soon as possible. If we do not hear from you for 30 days from the date of your missed payment, your account will be suspended. We will hold your funds for you for another 30 days, should you wish to cancel your purchase or indeed continue from a date of your choosing.

After 60 days of missing your payment date and no contact from you, we will close your account and you will no longer be able to claim back your money. 



Can I Postpone My Monthly Instalment?

We are happy to accommodate you as much as we can. Contact Us and we will take care of you.